2025 Toyota Camry Starting Values
Abstract depreciation percentages become meaningful when applied to a specific vehicle most readers will recognize. The Toyota Camry is one of America’s best-selling cars with well-documented resale values, making it an ideal real-world example for understanding exactly how depreciation calculations work from purchase through a 10-year ownership period.
2025 Toyota Camry LE -- estimated depreciation schedule
| Year | Estimated Market Value | Annual Depreciation | Cumulative Loss | Residual % |
|---|---|---|---|---|
| New (2025) | $28,400 | — | — | 100% |
| After Year 1 (2026) | $23,800 | $4,600 (16.2%) | $4,600 | 83.8% |
| After Year 2 (2027) | $20,300 | $3,500 (14.7%) | $8,100 | 71.5% |
| After Year 3 (2028) | $17,500 | $2,800 (13.8%) | $10,900 | 61.6% |
| After Year 5 (2030) | $13,600 | $1,950/yr | $14,800 | 47.9% |
| After Year 10 (2035) | $7,200 | $1,280/yr | $21,200 | 25.4% |
Buy new at $28,400, drive for 5 years (75,000 miles), sell at $13,600. Depreciation cost: $14,800 over 5 years = $2,960/year = $0.20 per mile. This is below the national average for comparable vehicles and is one reason Camrys are consistently ranked among the best value mainstream sedans.
Year-by-Year Value Decline
- Camry maintains 83.8% of its value after just 1 year -- well above industry average of 82%
- Strong demand from rental fleets and ride-share provides floor on used values
- Camry SE and XSE trim levels depreciate slightly faster than LE due to buyer preferences
- Hybrid Camry typically holds value 3-5% better than equivalent gas model
- Color impact: White and silver Camrys have marginally better resale than red and brown
Cost Per Year of Ownership
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